News Summary
F.N.B. Corporation has integrated business deposit products into the eStore® Common application, allowing customers to apply for both business and personal bank accounts in one streamlined process. This innovation significantly improves digital efficiency, offering over 40 banking products simultaneously and reducing application time by nearly 30%. The Business First package, designed for small businesses, includes advanced tools for financial management. As demand for digital banking grows, FNB continues to evolve its services, ensuring a customer-centric experience while integrating AI for personalized product recommendations.
Pennsylvania – F.N.B. Corporation (NYSE: FNB) and its banking subsidiary, First National Bank, have integrated business deposit products into the new eStore® Common application. Customers can now effortlessly apply for both business and personal bank accounts through a single universal application, marking a significant improvement in digital efficiency for users of FNB’s services.
This strategic move underscores FNB’s commitment to leading the digital innovation landscape within the financial services sector. With the eStore Common application, users can apply for more than 40 banking products simultaneously, drastically speeding up the product acquisition process. Completing applications for multiple products, such as a small business checking account alongside a personal credit card, can reduce the time spent on each application by nearly 30% compared to traditional methods.
One of the flagship offerings introduced is the Business First package, tailored specifically for small businesses. This package includes advanced reporting tools, fraud mitigation services, and enhanced accounts receivable capabilities, enabling small business owners to manage their finances more efficiently. Additionally, FNB has plans to incorporate business loan products into the eStore Common app by 2026, further expanding the range of services available to its commercial customers.
The introduction of the eStore Common app aligns seamlessly with customer expectations for a digital-first banking experience. In fact, submissions via the eStore Common app increased by 108% between the first and second quarters of 2025, indicating strong market demand for intuitive digital banking solutions. Furthermore, FNB’s entire branch network now supports applications on the eStore platform, allowing for a unified process that bridges both digital and physical banking channels.
The eStore platform employs artificial intelligence to provide personalized product recommendations, enriching the customer’s omnichannel banking experience. Users can navigate the eStore to select appropriate products, add them to a shopping cart, and begin their application process with ease. The application is designed with convenience in mind, featuring data pre-filling to reduce keystrokes, simplifying document uploads, and streamlining automated account funding.
F.N.B. Corporation, headquartered in Pittsburgh, operates in seven states and the District of Columbia, with around 350 branches and nearly $50 billion in total assets. This extensive reach allows the corporation to offer a broad array of financial services, including commercial and consumer banking and wealth management. Notably, F.N.B. Corporation is listed on the New York Stock Exchange under the symbol “FNB” and is included in the S&P MidCap 400 Index, reflecting its standing in the financial market.
As digital banking services continue to evolve, FNB remains at the forefront, ensuring that its offerings not only meet but exceed customer expectations in today’s fast-paced digital landscape. By integrating both personal and business banking applications into a unified platform, FNB reinforces its reputation for innovation and customer-centric service.
Deeper Dive: News & Info About This Topic
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- PR Newswire: FNB Corporation Wins International Award for Digital Banking Leadership
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- Google News: Digital Banking Innovation
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Author: STAFF HERE HILTON HEAD
HILTON HEAD STAFF WRITER The HILTON HEAD STAFF WRITER represents the experienced team at HEREHiltonHead.com, your go-to source for actionable local news and information in Hilton Head Island, Beaufort County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as the RBC Heritage golf tournament, Hilton Head Island Wine & Food Festival, and the Gullah Celebration. Our coverage extends to key organizations like the Hilton Head Island-Bluffton Chamber of Commerce and Community Foundation of the Lowcountry, plus leading businesses in tourism and hospitality that power the local economy such as Sea Pines Resort and Sonesta Resort Hilton Head Island. As part of the broader HERE network, including HEREAiken.com, HEREBeaufort.com, HEREChapin.com, HERECharleston.com, HEREClinton.com, HEREColumbia.com, HEREGeorgetown.com, HEREGreenwood.com, HEREGreenville.com, HEREHiltonHead.com, HEREIrmo.com, HEREMyrtleBeach.com, HERENewberry.com, HERERockHill.com, and HERESpartanburg.com, we provide comprehensive, credible insights into South Carolina's dynamic landscape.
