Hilton Head Island, February 11, 2026
A significant increase in homeowner association (HOA) complaints across South Carolina highlights a growing need for transparency and engagement within communities. In 2025, 586 complaints were recorded, marking a 176% increase from 2019. Residents of Hilton Head Island, while not among the highest for complaints, face similar governance challenges. The focus is on effective communication and adherence to covenants to maintain property values and community harmony.
Hilton Head Island
SC HOA Complaints Surge: What Hilton Head Residents Should Know
A notable increase in homeowner association complaints across South Carolina in 2025 signals a growing need for transparent governance and active community engagement, dynamics particularly relevant for property owners in thriving areas like Hilton Head and Beaufort County. This trend underscores the importance of well-defined covenants and diligent board oversight in maintaining property values and fostering harmonious neighborhoods.
The continued economic growth and desirability of South Carolina communities, including those along the coast, often lead to expanding residential developments governed by homeowners associations (HOAs). While these organizations are designed to protect property values and maintain shared amenities, the rise in homeowner grievances statewide suggests a critical juncture where improved communication and adherence to established guidelines are paramount. For local entrepreneurs and small businesses that thrive on stable community environments, clarity in HOA operations contributes significantly to a predictable and attractive residential market.
A Statewide Trend: Rising Concerns for Homeowners
The South Carolina Department of Consumer Affairs (SCDCA) reported a significant number of grievances, with 586 complaints filed against South Carolina HOAs in calendar year 2025. This figure represents a substantial 176% increase in HOA-specific complaints when compared to 2019 data, reflecting a growing level of homeowner concern across the state. This upward trend highlights a crucial need for property owners and HOA boards to actively address issues of governance, transparency, and responsiveness to maintain community harmony and protect property investments.
Where Complaints Are Concentrated
Complaints against homeowners associations in 2025 originated from twenty-three of South Carolina’s forty-six counties. Analysis of the 2025 data indicates that certain areas of the state saw a higher concentration of these grievances. The top three counties for overall complaints were Horry (31%), Richland (12%), and Greenville (9%). Horry County has consistently led the state in HOA complaints for the seventh consecutive year. When considering complaints per capita, Horry County again ranked highest with 0.38 complaints per 1,000 residents, followed by Georgetown (0.24) and Dorchester (0.16). While Beaufort County, home to Hilton Head Island, does not appear among the top counties for complaints in this statewide data, the general challenges identified are relevant for all communities managed by HOAs.
The Core Issues Driving Dissatisfaction
The complaints filed in 2025 against HOAs in South Carolina reveal common points of friction between homeowners and their governing associations. The most frequently cited issue, accounting for 16.8% of concerns, was the failure to adhere to and/or enforce covenants and bylaws. This suggests a widespread desire for consistent application of community rules and clear expectations for residents.
Following closely, 11.7% of complaints were related to concerns regarding maintenance and repairs. This often involves the upkeep of common areas and shared infrastructure, a core responsibility of HOAs. Another significant area of concern, representing 9.5% of complaints, was ignored requests to access information or view documents. This highlights a demand for greater transparency in HOA operations and financial management.
Other recurring issues cited by residents included concerns about the allocation of HOA funds, disagreements regarding HOA fees and special assessments, the failure to produce financial statements, a lack of notification to residents concerning board actions, problems related to HOA board elections, and requests for waivers or adjustments of violation assessments. These concerns collectively point to the need for clear communication, fair financial practices, and accessible governance within homeowner associations to ensure they truly serve the best interests of their communities.
The Regulatory Landscape in South Carolina
The framework for HOA operations in South Carolina is influenced by state legislation designed to promote transparency and accountability. The South Carolina “Homeowners Association Act” (S.C. Code Ann. § 27-30-340), which became law in May 2018, mandates the collection of data from HOA complaints by the Department of Consumer Affairs (DCA) and requires annual reporting. This legislative step aimed to shed light on common issues and provide a clearer picture of homeowner concerns.
Many HOAs in South Carolina are incorporated as non-profit entities, which subjects them to the provisions of the South Carolina Nonprofit Corporation Act. This act sets guidelines for corporate governance, including board duties, voting rights, and procedures for amending bylaws. State laws also play a role in how HOAs manage finances, including procedures for determining assessments and collecting overdue payments, requiring adherence to specific legal steps. Furthermore, transparency requirements for contracts, especially for significant expenses like landscaping or maintenance services, are important for responsible financial stewardship. While South Carolina does not have an overarching regulatory body specifically for HOAs, these existing laws underscore the state’s commitment to ensuring that associations operate within a framework that protects property owners and encourages sound financial practices.
Local Insights for Hilton Head Residents
For residents of Hilton Head Island and the broader Beaufort County, the statewide trends in HOA complaints resonate with local experiences. While specific complaint numbers for Beaufort County were not among the highest statewide, the community is characterized by numerous neighborhoods governed by HOAs and Property Owners Associations (POAs). These local associations play a vital role in maintaining the unique aesthetic and quality of life that defines the Lowcountry.
In 2025, several communities within Beaufort County, including those on Hilton Head Island, experienced adjustments to their annual HOA fees. These fee changes reflect the broader economic climate, including rising costs for maintenance, insurance, and other operational expenses. Examples of 2025 annual HOA fee increases in Beaufort County included a 2.8% rise in Hilton Head Plantation, a 3.1% increase in Leamington, and a 6% increase in Port Royal Plantation. Such adjustments highlight the financial responsibilities inherent in community management and the need for associations to balance fiscal prudence with member expectations. Understanding the intricacies of HOA budgets and contributing to community discussions are essential for Hilton Head SC residents seeking to ensure their neighborhoods remain vibrant and well-managed.
Conclusion
The rising number of HOA complaints across South Carolina in 2025 underscores the critical importance of effective governance and active homeowner participation in maintaining thriving communities. For Hilton Head Island, a region known for its strong sense of community and commitment to quality living, these statewide trends offer valuable lessons. By prioritizing clear communication, transparent financial practices, and consistent enforcement of covenants, HOAs can better serve their residents. Homeowners are encouraged to engage proactively with their associations, understand their rights and responsibilities, and advocate for sound management practices that support individual property rights and foster a positive environment for all. This collaborative approach is key to nurturing robust neighborhoods and contributing to the sustained Hilton Head economic growth.
Frequently Asked Questions about South Carolina HOA Complaints
- What was the total number of HOA complaints filed in South Carolina in 2025?
- The South Carolina Department of Consumer Affairs received 586 HOA complaints during calendar year 2025.
- How much have HOA complaints increased in South Carolina since 2019?
- HOA-specific complaints in South Carolina have increased by 176% from 2019 to 2025.
- Which counties had the highest number of HOA complaints in South Carolina in 2025?
- In 2025, the top three counties for overall HOA complaints in South Carolina were Horry (31%), Richland (12%), and Greenville (9%).
- What were the primary reasons for HOA complaints in South Carolina in 2025?
- The top three issues cited in 2025 were failure to adhere to and/or enforce covenants and bylaws (16.8%), concerns regarding maintenance and repairs (11.7%), and ignored requests to access information or view documents (9.5%).
- When did the South Carolina Homeowners Association Act become law?
- The South Carolina “Homeowners Association Act” (S.C. Code Ann. § 27-30-340) became law in May 2018.
Key Features of South Carolina HOA Complaints (2025 Data)
| Feature | Detail (State-level) |
|---|---|
| Total Complaints Filed | 586 complaints in calendar year 2025 |
| Increase Since 2019 | 176% increase in HOA-specific complaints |
| Top 3 Counties (Overall Complaints) | Horry (31%), Richland (12%), Greenville (9%) |
| Top 3 Counties (Per Capita Complaints) | Horry (0.38), Georgetown (0.24), Dorchester (0.16) |
| Top Complaint Reason 1 | Failure to adhere to/enforce covenants and bylaws (16.8%) |
| Top Complaint Reason 2 | Concerns regarding maintenance and repairs (11.7%) |
| Top Complaint Reason 3 | Ignored requests to access information or view documents (9.5%) |
| Enabling Legislation | South Carolina Homeowners Association Act (effective May 2018) |
| Counties with Complaints | 23 of 46 South Carolina counties |
Deeper Dive: News & Info About This Topic
HERE Resources
Hilton Head Island: Balancing Growth and Quality of Life
South Carolina Homeowners Face Surge in HOA Complaints
Author: STAFF HERE HILTON HEAD
The HILTON HEAD STAFF WRITER represents the experienced team at HEREHiltonHead.com, your go-to source for actionable local news and information in Hilton Head Island, Beaufort County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as the RBC Heritage golf tournament, Hilton Head Island Wine & Food Festival, and the Gullah Celebration. Our coverage extends to key organizations like the Hilton Head Island-Bluffton Chamber of Commerce and Community Foundation of the Lowcountry, plus leading businesses in tourism and hospitality that power the local economy such as Sea Pines Resort and Sonesta Resort Hilton Head Island. As part of the broader HERE network, including HEREAiken.com, HEREBeaufort.com, HEREChapin.com, HERECharleston.com, HEREClinton.com, HEREColumbia.com, HEREGeorgetown.com, HEREGreenwood.com, HEREGreenville.com, HEREHiltonHead.com, HEREIrmo.com, HEREMyrtleBeach.com, HERENewberry.com, HERERockHill.com, and HERESpartanburg.com, we provide comprehensive, credible insights into South Carolina's dynamic landscape.
