News Summary
The Hilton Head Island Metro Area is facing significant fluctuations in home values, with economic pressures impacting affordability. While the typical home value in the U.S. remains stable, individual cities in the Hilton Head area show diverging trends, prompting potential buyers to carefully evaluate their financial situations in light of rising mortgage rates. The recent analysis highlights both declining and appreciating markets within the region, showcasing a complex and dynamic housing landscape.
Hilton Head Island, SC – The Hilton Head Island Metro Area is currently experiencing significant fluctuations in home values, as rising prices and economic pressures challenge potential buyers. With the typical home value in the United States standing at $367,369 in June 2025, a modest 0.2% increase since last year, individual cities within the Hilton Head area display diverging trends in the housing market.
As of July 17, 2025, the national mortgage rate has risen to 6.75%, resulting in higher monthly payments. This increase in borrowing costs has made homeownership less affordable for many buyers across the country, including those in the Hilton Head region. Nevertheless, several cities in this metro area have reported varying 1-year and 5-year price changes, highlighting a complex housing landscape.
Stacker has compiled data showing the typical home values and price changes across 11 cities and towns within the Hilton Head Island metro area. Specifically:
- City 1: Typical home value of $174,961
- 1-year price change: -8.7%
- 5-year price change: +27.5%
- City 2: Typical home value of $213,161
- 1-year price change: -9.9%
- 5-year price change: +14.8%
- City 3: Typical home value of $312,733
- 1-year price change: -3.5%
- 5-year price change: +51.2%
- City 4: Typical home value of $345,212
- 1-year price change: -1.4%
- 5-year price change: +71.1%
- City 5: Typical home value of $391,299
- 1-year price change: +0.4%
- 5-year price change: +52.9%
- City 6: Typical home value of $410,276
- 1-year price change: +2.3%
- 5-year price change: +62.9%
- City 7: Typical home value of $458,597
- 1-year price change: -1.0%
- 5-year price change: +79.2%
- City 8: Typical home value of $474,179
- 1-year price change: +3.5%
- 5-year price change: +76.8%
- City 9: Typical home value of $506,796
- 1-year price change: -0.4%
- 5-year price change: +58.7%
- City 10: Typical home value of $767,665
- 1-year price change: +0.9%
- 5-year price change: +76.1%
- City 11: Typical home value of $2,143,683
- 1-year price change: -0.5%
- 5-year price change: +53.1%
Several key factors influence the fluctuations seen in home values, including location, size, age, and condition of properties. Even within the Hilton Head Metro Area, these elements play a crucial role in shaping the real estate landscape. For instance, while some cities have experienced declines in their values over the past year, others have seen significant long-term growth over the last five years.
Through this data, potential buyers, investors, and homeowners can evaluate current market conditions critically. With a general trend of escalating prices throughout the United States, including the Hilton Head area, it remains essential for buyers to assess their financial situations carefully and consider the impact of changing mortgage rates on their purchasing power.
Ultimately, as the housing market continues to evolve, residents of the Hilton Head Island metro area will need to keep a close eye on trends in home values as they make decisions regarding their property investments.
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Additional Resources
- Index Journal: Cities with Most Expensive Homes in Hilton Head Area
- Wikipedia: Hilton Head Island
- Realtor: Most Popular Islands in the US
- Google Search: Hilton Head Island housing market
- Stacker: Fastest Growing Home Prices in South Carolina
- Google Scholar: South Carolina housing market
- Island Packet: Local News on Housing
- Encyclopedia Britannica: Real Estate Market
- The State: South Carolina News
- Google News: South Carolina real estate
- WSAV: Housing Market News
- NoraDare Real Estate: South Carolina Housing Market
Author: STAFF HERE HILTON HEAD
The HILTON HEAD STAFF WRITER represents the experienced team at HEREHiltonHead.com, your go-to source for actionable local news and information in Hilton Head Island, Beaufort County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as the RBC Heritage golf tournament, Hilton Head Island Wine & Food Festival, and the Gullah Celebration. Our coverage extends to key organizations like the Hilton Head Island-Bluffton Chamber of Commerce and Community Foundation of the Lowcountry, plus leading businesses in tourism and hospitality that power the local economy such as Sea Pines Resort and Sonesta Resort Hilton Head Island. As part of the broader HERE network, including HEREAiken.com, HEREBeaufort.com, HEREChapin.com, HERECharleston.com, HEREClinton.com, HEREColumbia.com, HEREGeorgetown.com, HEREGreenwood.com, HEREGreenville.com, HEREHiltonHead.com, HEREIrmo.com, HEREMyrtleBeach.com, HERENewberry.com, HERERockHill.com, and HERESpartanburg.com, we provide comprehensive, credible insights into South Carolina's dynamic landscape.
